For Individuals/Households
This is an annual fee that is deducted on a quarterly basis directly from your account(s) based on the balance at the end of the calendar quarter. If there is more than one account under the same roof, we consolidate those accounts to calculate the management fee. The schedule is as follows:
| Account Balance | Annual Fee |
| The first $500,000 | 1.00% |
| The next $500,000 | 0.85% |
| The next $500,000 | 0.70% |
| The next $500,000 | 0.60% |
| Any amount over $2,000,000 | 0.50% |
For example, if your account has a balance of $1,200,000 at the end of the calendar quarter, the fee deducted would be:
$500,000 x 1% x 0.25 = $1,250.00
$500,000 x 0.85% x 0.25 = $1,062.50
$200,000 x 0.70% x 0.25 = $350.00
Total fee deducted = $2,662.50
Effective Annual Portfolio Management Fee: 0.8875%
For Company Sponsored Retirement Plans
The advisory fee varies depending on several factors, such as:
- Plan Type (401k, Pension, Cash Balance, etc.)
- ERISA Fiduciary Level: 3(21) or 3(38)
- Customized Services (participant education, site visits, etc.)
Complete details of our fees and services can be found in our latest Form ADV. Please click on PART 2 BROCHURES.
